Unlock your financial
goals with a friendly guide
From home loans to business finance, we’re here to
simplify the complex and help you succeed.
Finance that moves you forward
At Helios Finance, we believe finance should be personal, straightforward and built around you.
Whether you’re buying your first home, refinancing, securing a personal loan, growing your business or planning for retirement, we’re here to make the journey simpler and help you move closer to what matters most.
Founded by Dave Roper, Helios Finance was built on a simple idea: people deserve more than a loan — they deserve someone in their corner.
We take the time to understand your circumstances, your goals and what you’re trying to achieve. Then we work through the options with you, explaining things clearly and helping you make informed decisions without the jargon or pressure.
From the first conversation to settlement and beyond, we’re committed to being approachable, responsive and genuinely invested in helping our clients get ahead.
Because at Helios Finance, it’s not just about getting finance. It’s about helping you get where you want to be.
Why Helios Finance?
Smarter Ways to Manage ATO Debt
If you have personal ATO debt, there may be options to make your repayments more manageable. Refinancing can help spread the debt over a longer term, potentially reducing your monthly repayments and easing cash flow. It may also allow you to consolidate other high-interest personal debts into one simpler repayment. For some clients, restructuring ATO debt can also help put them in a stronger position when applying for a home loan. We’ll help you explore your options and find a solution that works for your situation.
Financing for the Self-Employed
If you earn your income overseas, you may still have options for a home loan in Australia. Different lenders assess foreign income differently, so finding the right one can make a big difference. We’ll help you navigate the requirements, paperwork and loan options available to you. Your overseas income doesn’t have to stand in the way of owning property in Australia.
Home Loans for Global Earners
If you’re self-employed, getting a home or business loan doesn’t always mean digging out your tax returns. Some lending options allow you to apply using alternative income documents, such as bank statements or a Notice of Assessment. This can be helpful if your returns aren’t up to date or don’t fully reflect your current business performance. We’ll help you understand what documents are needed and find an option that suits your circumstances. Less paperwork, more options, and a simpler path to finance.
Family Backing. Home Buying Made Easier.
A parental guarantee can help your family member buy a home sooner without saving a full 20% deposit. Eligible family members can use equity in their own home as security instead of contributing cash. This can help reduce or avoid LMI and access competitive loan rates. Once the loan reaches the required level, the guarantee can typically be released. We’ll help you understand if it’s the right option for your family.
We’d love to help you get started with any enquiries that you may have on your financing needs and we will be sure to get back to you!
Client’s Testimonials
“Before meeting Dave, owning our first home felt almost impossible. He made the process simple, achievable and even exciting. His knowledge, professionalism and genuine care made all the difference. We couldn’t recommend Dave highly enough!”
-- Josh & Stewart
“Dave at Helios was great to work with. Communication was always there and he went above and beyond to get my refinancing needs sorted. Highly recommend.”
-- Richard Hynes
Contact Us
Submit your objectives through our secure inquiry form to initiate a confidential assessment and receive a tailored engagement proposal.